:root{--bg:#0f172a;--acc:#f59e0b;--tx:#0f172a;--mut:#475569;--line:#e2e8f0;--card:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--tx);line-height:1.65;background:#f8fafc}
.wrap{max-width:1120px;margin:0 auto;padding:0 18px}
.skip{position:absolute;left:-9999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:99}
.topbar{position:sticky;top:0;background:#fff;border-bottom:1px solid var(--line);z-index:50}
.topbar-in{display:flex;align-items:center;gap:18px;padding:10px 18px}
.brand{font-weight:800;text-decoration:none;color:var(--tx);font-size:20px;margin-right:auto}
.brand-badge{background:var(--bg);color:var(--acc);padding:2px 8px;border-radius:8px;margin-right:6px}
nav a{margin:0 8px;color:var(--tx);text-decoration:none;font-weight:600}
.btn{display:inline-block;padding:10px 16px;border-radius:10px;text-decoration:none;font-weight:700;border:1px solid var(--bg)}
.btn.ghost{background:#fff;color:var(--bg)}
.btn.wa{background:#22c55e;border-color:#16a34a;color:#fff;margin-left:8px}
.btn.big{font-size:18px;padding:14px 22px}.btn.primary{background:var(--acc);border-color:#d97706;color:#111}
.hero{background:radial-gradient(900px 400px at 20% 0%,#fde68a,transparent),var(--bg);color:#fff;padding:56px 0}
.hero h1{font-size:clamp(28px,4.5vw,46px);line-height:1.15;margin:0 0 12px}
.hero p.lead{font-size:18px;color:#e2e8f0;max-width:760px}
.hero-cta{display:flex;gap:12px;flex-wrap:wrap;margin:20px 0}
.trust{display:flex;gap:10px;flex-wrap:wrap;list-style:none;padding:0;margin:18px 0 0}
.trust li{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.2);padding:6px 12px;border-radius:999px;font-size:14px}
section{padding:44px 0}h2{font-size:clamp(22px,3vw,30px);margin:0 0 10px}
.grid{display:grid;gap:14px}.g3{grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
.card{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:18px}
.card h3{margin:0 0 6px}.card a{color:#b45309;font-weight:700}
.muted{color:var(--mut)}.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:12px 14px;margin:10px 0}
.faq summary{cursor:pointer;font-weight:700}
.breadcrumb{font-size:14px;color:var(--mut);margin:14px 0}
.footer{background:#0f172a;color:#cbd5e1;margin-top:30px;padding:30px 0 90px}
.footer a{color:#fde68a}.foot-grid{display:grid;gap:18px;grid-template-columns:2fr 1fr 1fr}
.footer ul{list-style:none;padding:0}.footer li{margin:6px 0}.small{font-size:13px;margin-top:16px;color:#94a3b8}
.sticky-cta{position:fixed;bottom:0;left:0;right:0;display:flex;gap:8px;padding:10px;background:#fff;border-top:1px solid var(--line);z-index:60}
.sticky-cta a{flex:1;text-align:center;padding:12px;border-radius:10px;text-decoration:none;font-weight:800}
.sticky-cta a:first-child{background:var(--bg);color:#fff}.sticky-cta a:last-child{background:#22c55e;color:#fff}
@media(min-width:760px){.sticky-cta{display:none}.footer{padding-bottom:30px}}
table{width:100%;border-collapse:collapse;background:#fff}th,td{border:1px solid var(--line);padding:10px;text-align:left}